Welcome to Styx XS2A
Styx is a PSD2-compliant XS2A client that enables third-party providers to use account information and payment initiation services provided by banks.
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The Revised Payment Services Directive (PSD2) is intended to harmonise digital payment transactions within the European Economic Area. In addition to banks, PSD2 also provides many opportunities for third-party service providers (TTPs) to offer innovative services through the payment services provided by banks. Although PSD2 is based on a standard for bank interfaces, there remains considerable scope for implementation. For TTPs, developing and maintaining an XS2A interface is a time-consuming challenge. With the PSD2 XS2A Client Styx we offer TTPs a free and easy solution to interact with the different PSD2 interfaces of banks from Germany and Europe.
Use Styx as a free XS2A client and concentrate on your core business.
Styx is available for free as an open source project on Github.
Styx implements the Berlin Group NextGenPSD2 specification.
Styx is a modular PSD2 XS2A client developed in Java.
The XS2A Client Styx supports the following services:
Initiation of electronic payment transactions
Check if sufficient funds are available on payment account
Provision of account information of the payment account
Consent Service for various multi-factor authentication (MFA) methods
Multibanking made simple.
A depositer (PSU) is for example able to use a TPP App to initiate a payment. The TPP App interfaces with the Styx CM to receive approval from the PSU through a SCA method. After having received approval the Styx PIS-Client is opened via the Styx API to access the XS2A API of the bank in charge of the account to initiate the payment.
Check out the links below and get into Styx!
Check out the Styx XS2A code repository on GitHub.
Read about everything you need to know about Styx XS2A.
Find out how easy you can use Styx with your client.
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Use the free XS2A Client Styx for your own applications and services.
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We see ourselves as an innovative and agile software and payment provider. We develop business and mobile solutions for the payment sector. petaFuel is also a certified card processor as well as creator and publisher of the mobile payment app VIMpay.